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credit union

Chivaho

Chillicothe, OH · Est. 1948
A
Trust Grade
Excellent
Score: 96/100

Chivaho is a credit union based in Chillicothe, Ohio, established in 1948, with $37 million in total assets serving 2,227 members. By Trust Grade it ranks 55th of 195 credit unions we track in Ohio. Its net worth ratio of 14.0% trails most similarly sized credit unions (49th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Chivaho appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$36.9M
<$100M institution
Members
2,227
Shares & deposits
Net worth ratio
14.0%
Bottom 49% of <$100M peers · Ohio median 12%
Return on assets
0.8%
Top 42% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#55
of 195 credit unions

How Chivaho compares to Ohio peers

Net worth ratio
Bottom 49% of <$100M peers
Chivaho
14.0%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of <$100M peers
Chivaho
0.8%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Chivaho

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (14.0% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chivaho over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chivaho insured?

Yes. Chivaho is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chivaho: frequently asked questions

Is Chivaho a good credit union?

Chivaho earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.76%).

Is Chivaho NCUA-insured?

Yes. Chivaho is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chivaho?

Chivaho holds $37 million in total assets, ranking 55th of 195 credit unions we track in Ohio. It serves 2,227 members.

Does Chivaho have CFPB complaints?

No CFPB complaints against Chivaho appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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