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credit union

Telco

Tarboro, NC · Est. 1941
A
Trust Grade
Excellent
Score: 92/100

Telco is a credit union based in Tarboro, North Carolina, established in 1941, with $53 million in total assets serving 6,645 members. By Trust Grade it ranks 33rd of 57 credit unions we track in North Carolina. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Telco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.5M
<$100M institution
Members
6,645
Shares & deposits
Net worth ratio
12.5%
Bottom 37% of <$100M peers · North Carolina median 12.7%
Return on assets
0.3%
Bottom 33% of <$100M peers · North Carolina median 0.58%
Rank in North Carolina
#33
of 57 credit unions

How Telco compares to North Carolina peers

Net worth ratio
Bottom 37% of <$100M peers
Telco
12.5%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Telco
0.3%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Telco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Telco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Telco insured?

Yes. Telco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Telco: frequently asked questions

Is Telco a good credit union?

Telco earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.26%).

Is Telco NCUA-insured?

Yes. Telco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Telco?

Telco holds $53 million in total assets, ranking 33rd of 57 credit unions we track in North Carolina. It serves 6,645 members.

Does Telco have CFPB complaints?

No CFPB complaints against Telco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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