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credit union

Tcp

Rural Hall, NC · Est. 1980
A
Trust Grade
Excellent
Score: 93/100

Tcp is a credit union based in Rural Hall, North Carolina, established in 1980, with $16 million in total assets serving 2,099 members. By Trust Grade it ranks 29th of 57 credit unions we track in North Carolina. Its net worth ratio of 16.9% is stronger than 66% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Tcp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.0M
<$100M institution
Members
2,099
Shares & deposits
Net worth ratio
16.9%
Top 34% of <$100M peers · North Carolina median 12.7%
Return on assets
0.3%
Bottom 37% of <$100M peers · North Carolina median 0.58%
Rank in North Carolina
#29
of 57 credit unions

How Tcp compares to North Carolina peers

Net worth ratio
Top 34% of <$100M peers
Tcp
16.9%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of <$100M peers
Tcp
0.3%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Tcp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (16.9% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tcp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tcp insured?

Yes. Tcp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tcp: frequently asked questions

Is Tcp a good credit union?

Tcp earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Profitable (ROA 0.33%).

Is Tcp NCUA-insured?

Yes. Tcp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tcp?

Tcp holds $16 million in total assets, ranking 29th of 57 credit unions we track in North Carolina. It serves 2,099 members.

Does Tcp have CFPB complaints?

No CFPB complaints against Tcp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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