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credit union

Arcade

Asheville, NC · Est. 1952
A
Trust Grade
Excellent
Score: 96/100

Arcade is a credit union based in Asheville, North Carolina, established in 1952, with $8 million in total assets serving 761 members. By Trust Grade it ranks 14th of 57 credit unions we track in North Carolina. Its net worth ratio of 14.1% trails most similarly sized credit unions (49th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Arcade appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.0M
<$100M institution
Members
761
Shares & deposits
Net worth ratio
14.1%
Bottom 49% of <$100M peers · North Carolina median 12.7%
Return on assets
0.7%
Top 43% of <$100M peers · North Carolina median 0.58%
Rank in North Carolina
#14
of 57 credit unions

How Arcade compares to North Carolina peers

Net worth ratio
Bottom 49% of <$100M peers
Arcade
14.1%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Arcade
0.7%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Arcade

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (14.1% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arcade over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arcade insured?

Yes. Arcade is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arcade: frequently asked questions

Is Arcade a good credit union?

Arcade earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.74%).

Is Arcade NCUA-insured?

Yes. Arcade is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arcade?

Arcade holds $8 million in total assets, ranking 14th of 57 credit unions we track in North Carolina. It serves 761 members.

Does Arcade have CFPB complaints?

No CFPB complaints against Arcade appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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