Jovia Financial
Jovia Financial is a credit union based in Westbury, New York, established in 1938, with $4.5 billion in total assets serving 232,894 members. By Trust Grade it ranks 179th of 267 credit unions we track in New York. Its net worth ratio of 9.7% trails most similarly sized credit unions (25th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Jovia Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Jovia Financial compares to New York peers
How we graded Jovia Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Jovia Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Jovia Financial insured?
Yes. Jovia Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Jovia Financial: frequently asked questions
Is Jovia Financial a good credit union?
Jovia Financial earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.74%).
Is Jovia Financial NCUA-insured?
Yes. Jovia Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Jovia Financial?
Jovia Financial holds $4.5 billion in total assets, ranking 179th of 267 credit unions we track in New York. It serves 232,894 members.
Does Jovia Financial have CFPB complaints?
No CFPB complaints against Jovia Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
