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credit union

Linton

Tonawanda, NY · Est. 1954
A
Trust Grade
Excellent
Score: 96/100

Linton is a credit union based in Tonawanda, New York, established in 1954, with $8 million in total assets serving 810 members. By Trust Grade it ranks 79th of 267 credit unions we track in New York. Its net worth ratio of 20.7% is stronger than 80% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Linton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.2M
<$100M institution
Members
810
Shares & deposits
Net worth ratio
20.7%
Top 20% of <$100M peers · New York median 12%
Return on assets
0.7%
Top 43% of <$100M peers · New York median 0.67%
Rank in New York
#79
of 267 credit unions

How Linton compares to New York peers

Net worth ratio
Top 20% of <$100M peers
Linton
20.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Linton
0.7%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Linton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (20.7% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Linton over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Linton insured?

Yes. Linton is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Linton: frequently asked questions

Is Linton a good credit union?

Linton earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (20.7% capital ratio); Profitable (ROA 0.75%).

Is Linton NCUA-insured?

Yes. Linton is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Linton?

Linton holds $8 million in total assets, ranking 79th of 267 credit unions we track in New York. It serves 810 members.

Does Linton have CFPB complaints?

No CFPB complaints against Linton appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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