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credit union

Stratton Air National Guard

Scotia, NY · Est. 1956
A
Trust Grade
Excellent
Score: 98/100

Stratton Air National Guard is a credit union based in Scotia, New York, established in 1956, with $930 thousand in total assets serving 870 members. By Trust Grade it ranks 22nd of 267 credit unions we track in New York. Its net worth ratio of 38.5% is stronger than 97% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Stratton Air National Guard appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$930K
<$100M institution
Members
870
Shares & deposits
Net worth ratio
38.5%
Top 3% of <$100M peers · New York median 12%
Return on assets
1.6%
Top 13% of <$100M peers · New York median 0.67%
Rank in New York
#22
of 267 credit unions

How Stratton Air National Guard compares to New York peers

Net worth ratio
Top 3% of <$100M peers
Stratton Air
38.5%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Stratton Air
1.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Stratton Air National Guard

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (38.5% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stratton Air National Guard over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Stratton Air National Guard insured?

Yes. Stratton Air National Guard is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stratton Air National Guard: frequently asked questions

Is Stratton Air National Guard a good credit union?

Stratton Air National Guard earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (38.5% capital ratio); Strongly profitable (ROA 1.59%).

Is Stratton Air National Guard NCUA-insured?

Yes. Stratton Air National Guard is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Stratton Air National Guard?

Stratton Air National Guard holds $1 million in total assets, ranking 22nd of 267 credit unions we track in New York. It serves 870 members.

Does Stratton Air National Guard have CFPB complaints?

No CFPB complaints against Stratton Air National Guard appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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