The Summit
The Summit is a credit union based in Rochester, New York, established in 1941, with $1.5 billion in total assets serving 97,655 members. By Trust Grade it ranks 89th of 267 credit unions we track in New York. Its net worth ratio of 11.3% is stronger than 60% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against The Summit appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Summit compares to New York peers
How we graded The Summit
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Summit over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The Summit insured?
Yes. The Summit is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Summit: frequently asked questions
Is The Summit a good credit union?
The Summit earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.95%).
Is The Summit NCUA-insured?
Yes. The Summit is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The Summit?
The Summit holds $1.5 billion in total assets, ranking 89th of 267 credit unions we track in New York. It serves 97,655 members.
Does The Summit have CFPB complaints?
No CFPB complaints against The Summit appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
