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credit union

Hudson Valley

Poughkeepsie, NY · Est. 1963
B
Trust Grade
Strong
Score: 86/100

Hudson Valley is a credit union based in Poughkeepsie, New York, established in 1963, with $8.1 billion in total assets serving 393,661 members. By Trust Grade it ranks 195th of 267 credit unions we track in New York. Its net worth ratio of 10.5% trails most similarly sized credit unions (44th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Hudson Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.1B
$1B–10B institution
Members
393,661
Shares & deposits
Net worth ratio
10.5%
Bottom 44% of $1B–10B peers · New York median 12%
Return on assets
0.2%
Bottom 9% of $1B–10B peers · New York median 0.67%
Rank in New York
#195
of 267 credit unions

How Hudson Valley compares to New York peers

Net worth ratio
Bottom 44% of $1B–10B peers
Hudson Valley
10.5%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $1B–10B peers
Hudson Valley
0.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Hudson Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hudson Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hudson Valley insured?

Yes. Hudson Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hudson Valley: frequently asked questions

Is Hudson Valley a good credit union?

Hudson Valley earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.19%).

Is Hudson Valley NCUA-insured?

Yes. Hudson Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hudson Valley?

Hudson Valley holds $8.1 billion in total assets, ranking 195th of 267 credit unions we track in New York. It serves 393,661 members.

Does Hudson Valley have CFPB complaints?

No CFPB complaints against Hudson Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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