Ufirst
Ufirst is a credit union based in Plattsburgh, New York, established in 1971, with $126 million in total assets serving 10,445 members. By Trust Grade it ranks 177th of 267 credit unions we track in New York. Its net worth ratio of 15.4% is stronger than 89% of similarly sized credit unions, versus a New York median of 12%. It posted a loss over the most recent period (-0.27% return on assets), a point to watch. No consumer complaints against Ufirst appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ufirst compares to New York peers
How we graded Ufirst
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.4% capital ratio)
- Unprofitable over the period (ROA -0.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ufirst over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ufirst insured?
Yes. Ufirst is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ufirst: frequently asked questions
Is Ufirst a good credit union?
Ufirst earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Unprofitable over the period (ROA -0.27%).
Is Ufirst NCUA-insured?
Yes. Ufirst is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ufirst?
Ufirst holds $126 million in total assets, ranking 177th of 267 credit unions we track in New York. It serves 10,445 members.
Does Ufirst have CFPB complaints?
No CFPB complaints against Ufirst appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
