Greater Niagara
Greater Niagara is a credit union based in Niagara Falls, New York, established in 1954, with $69 million in total assets serving 7,862 members. By Trust Grade it ranks 20th of 267 credit unions we track in New York. Its net worth ratio of 13.5% trails most similarly sized credit unions (45th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Greater Niagara appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Greater Niagara compares to New York peers
How we graded Greater Niagara
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Greater Niagara over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Greater Niagara insured?
Yes. Greater Niagara is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Greater Niagara: frequently asked questions
Is Greater Niagara a good credit union?
Greater Niagara earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.58%).
Is Greater Niagara NCUA-insured?
Yes. Greater Niagara is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Greater Niagara?
Greater Niagara holds $69 million in total assets, ranking 20th of 267 credit unions we track in New York. It serves 7,862 members.
Does Greater Niagara have CFPB complaints?
No CFPB complaints against Greater Niagara appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
