Ontario Shores
Ontario Shores is a credit union based in Newfane, New York, established in 1961, with $202 million in total assets serving 11,833 members. By Trust Grade it ranks 123rd of 267 credit unions we track in New York. Its net worth ratio of 10.7% trails most similarly sized credit unions (42th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Ontario Shores appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ontario Shores compares to New York peers
How we graded Ontario Shores
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ontario Shores over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ontario Shores insured?
Yes. Ontario Shores is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ontario Shores: frequently asked questions
Is Ontario Shores a good credit union?
Ontario Shores earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.98%).
Is Ontario Shores NCUA-insured?
Yes. Ontario Shores is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ontario Shores?
Ontario Shores holds $202 million in total assets, ranking 123rd of 267 credit unions we track in New York. It serves 11,833 members.
Does Ontario Shores have CFPB complaints?
No CFPB complaints against Ontario Shores appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
