Finger Lakes
Finger Lakes is a credit union based in Geneva, New York, established in 1967, with $253 million in total assets serving 19,950 members. By Trust Grade it ranks 36th of 267 credit unions we track in New York. Its net worth ratio of 14.8% is stronger than 86% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Finger Lakes appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Finger Lakes compares to New York peers
How we graded Finger Lakes
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Strongly profitable (ROA 1.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Finger Lakes over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Finger Lakes insured?
Yes. Finger Lakes is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Finger Lakes: frequently asked questions
Is Finger Lakes a good credit union?
Finger Lakes earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.82%).
Is Finger Lakes NCUA-insured?
Yes. Finger Lakes is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Finger Lakes?
Finger Lakes holds $253 million in total assets, ranking 36th of 267 credit unions we track in New York. It serves 19,950 members.
Does Finger Lakes have CFPB complaints?
No CFPB complaints against Finger Lakes appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
