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credit union

Tri-County

Delevan, NY · Est. 1974
A
Trust Grade
Excellent
Score: 98/100

Tri-County is a credit union based in Delevan, New York, established in 1974, with $5 million in total assets serving 712 members. By Trust Grade it ranks 47th of 267 credit unions we track in New York. Its net worth ratio of 21.3% is stronger than 82% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Tri-County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.0M
<$100M institution
Members
712
Shares & deposits
Net worth ratio
21.3%
Top 18% of <$100M peers · New York median 12%
Return on assets
1.4%
Top 17% of <$100M peers · New York median 0.67%
Rank in New York
#47
of 267 credit unions

How Tri-County compares to New York peers

Net worth ratio
Top 18% of <$100M peers
Tri-County
21.3%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of <$100M peers
Tri-County
1.4%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Tri-County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.3% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tri-County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tri-County insured?

Yes. Tri-County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tri-County: frequently asked questions

Is Tri-County a good credit union?

Tri-County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.3% capital ratio); Strongly profitable (ROA 1.42%).

Is Tri-County NCUA-insured?

Yes. Tri-County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tri-County?

Tri-County holds $5 million in total assets, ranking 47th of 267 credit unions we track in New York. It serves 712 members.

Does Tri-County have CFPB complaints?

No CFPB complaints against Tri-County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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