Access
Access is a credit union based in Clinton, New York, established in 1947, with $317 million in total assets serving 23,162 members. By Trust Grade it ranks 181st of 267 credit unions we track in New York. Its net worth ratio of 9.2% trails most similarly sized credit unions (17th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Access appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Access compares to New York peers
How we graded Access
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Access over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Access insured?
Yes. Access is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Access: frequently asked questions
Is Access a good credit union?
Access earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Strongly profitable (ROA 1.36%).
Is Access NCUA-insured?
Yes. Access is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Access?
Access holds $317 million in total assets, ranking 181st of 267 credit unions we track in New York. It serves 23,162 members.
Does Access have CFPB complaints?
No CFPB complaints against Access appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
