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credit union

Bykota

Brooklyn, NY · Est. 1970
F
Trust Grade
Weak
Score: 31/100

Bykota is a credit union based in Brooklyn, New York, established in 1970, with $2 million in total assets serving 901 members. By Trust Grade it ranks 267th of 267 credit unions we track in New York. Its net worth ratio of 4.7% trails most similarly sized credit unions (1th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-1.62% return on assets), a point to watch. No consumer complaints against Bykota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6M
<$100M institution
Members
901
Shares & deposits
Net worth ratio
4.7%
Bottom 1% of <$100M peers · New York median 12%
Return on assets
-1.6%
Bottom 6% of <$100M peers · New York median 0.67%
Rank in New York
#267
of 267 credit unions

How Bykota compares to New York peers

Net worth ratio
Bottom 1% of <$100M peers
Bykota
4.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
Bykota
-1.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bykota

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
31/100
Customer experience
n/a
Overall
F · 31
  • Below the well-capitalized threshold (4.7%)
  • Unprofitable over the period (ROA -1.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bykota over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bykota insured?

Yes. Bykota is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bykota: frequently asked questions

Is Bykota a good credit union?

Bykota earns a Bankzia Trust Grade of F (31/100, "Weak"), based on a financial-strength score of 31/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.7%); Unprofitable over the period (ROA -1.62%).

Is Bykota NCUA-insured?

Yes. Bykota is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bykota?

Bykota holds $2 million in total assets, ranking 267th of 267 credit unions we track in New York. It serves 901 members.

Does Bykota have CFPB complaints?

No CFPB complaints against Bykota appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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