Cobblestone Country
Cobblestone Country is a credit union based in Albion, New York, established in 1965, with $24 million in total assets serving 2,731 members. By Trust Grade it ranks 34th of 267 credit unions we track in New York. Its net worth ratio of 14.5% is stronger than 52% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.35% return on assets. No consumer complaints against Cobblestone Country appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cobblestone Country compares to New York peers
How we graded Cobblestone Country
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Strongly profitable (ROA 2.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cobblestone Country over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cobblestone Country insured?
Yes. Cobblestone Country is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cobblestone Country: frequently asked questions
Is Cobblestone Country a good credit union?
Cobblestone Country earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Strongly profitable (ROA 2.35%).
Is Cobblestone Country NCUA-insured?
Yes. Cobblestone Country is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cobblestone Country?
Cobblestone Country holds $24 million in total assets, ranking 34th of 267 credit unions we track in New York. It serves 2,731 members.
Does Cobblestone Country have CFPB complaints?
No CFPB complaints against Cobblestone Country appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
