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credit union

Estacado

Hobbs, NM · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Estacado is a credit union based in Hobbs, New Mexico, established in 1953, with $119 million in total assets serving 8,844 members. By Trust Grade it ranks 2nd of 37 credit unions we track in New Mexico. Its net worth ratio of 13.7% is stronger than 78% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against Estacado appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$119.3M
$100M–1B institution
Members
8,844
Shares & deposits
Net worth ratio
13.7%
Top 22% of $100M–1B peers · New Mexico median 13.2%
Return on assets
1.8%
Top 6% of $100M–1B peers · New Mexico median 0.77%
Rank in New Mexico
#2
of 37 credit unions

How Estacado compares to New Mexico peers

Net worth ratio
Top 22% of $100M–1B peers
Estacado
13.7%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
Estacado
1.8%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Estacado

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.7% capital ratio)
  • Strongly profitable (ROA 1.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Estacado over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Estacado insured?

Yes. Estacado is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Estacado: frequently asked questions

Is Estacado a good credit union?

Estacado earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.75%).

Is Estacado NCUA-insured?

Yes. Estacado is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Estacado?

Estacado holds $119 million in total assets, ranking 2nd of 37 credit unions we track in New Mexico. It serves 8,844 members.

Does Estacado have CFPB complaints?

No CFPB complaints against Estacado appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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