Sandia Area
Sandia Area is a credit union based in Albuquerque, New Mexico, established in 1956, with $1.4 billion in total assets serving 70,188 members. By Trust Grade it ranks 19th of 37 credit unions we track in New Mexico. Its net worth ratio of 11.2% is stronger than 60% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Sandia Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sandia Area compares to New Mexico peers
How we graded Sandia Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sandia Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sandia Area insured?
Yes. Sandia Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sandia Area: frequently asked questions
Is Sandia Area a good credit union?
Sandia Area earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.21%).
Is Sandia Area NCUA-insured?
Yes. Sandia Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sandia Area?
Sandia Area holds $1.4 billion in total assets, ranking 19th of 37 credit unions we track in New Mexico. It serves 70,188 members.
Does Sandia Area have CFPB complaints?
No CFPB complaints against Sandia Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
