Liberty Savings
Liberty Savings is a credit union based in Jersey City, New Jersey, established in 1951, with $136 million in total assets serving 17,859 members. By Trust Grade it ranks 76th of 127 credit unions we track in New Jersey. Its net worth ratio of 11.7% is stronger than 56% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against Liberty Savings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Liberty Savings compares to New Jersey peers
How we graded Liberty Savings
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Unprofitable over the period (ROA -0.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Liberty Savings over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Liberty Savings insured?
Yes. Liberty Savings is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Liberty Savings: frequently asked questions
Is Liberty Savings a good credit union?
Liberty Savings earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Unprofitable over the period (ROA -0.20%).
Is Liberty Savings NCUA-insured?
Yes. Liberty Savings is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Liberty Savings?
Liberty Savings holds $136 million in total assets, ranking 76th of 127 credit unions we track in New Jersey. It serves 17,859 members.
Does Liberty Savings have CFPB complaints?
No CFPB complaints against Liberty Savings appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
