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credit union

Hamilton Horizons

Hamilton, NJ · Est. 1954
C
Trust Grade
Average
Score: 73/100

Hamilton Horizons is a credit union based in Hamilton, New Jersey, established in 1954, with $19 million in total assets serving 2,630 members. By Trust Grade it ranks 122nd of 127 credit unions we track in New Jersey. Its net worth ratio of 6.9% trails most similarly sized credit unions (2th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Hamilton Horizons appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$19.4M
<$100M institution
Members
2,630
Shares & deposits
Net worth ratio
6.9%
Bottom 2% of <$100M peers · New Jersey median 13.9%
Return on assets
0.3%
Bottom 34% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#122
of 127 credit unions

How Hamilton Horizons compares to New Jersey peers

Net worth ratio
Bottom 2% of <$100M peers
Hamilton Horizons
6.9%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Hamilton Horizons
0.3%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Hamilton Horizons

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Below the well-capitalized threshold (6.9%)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hamilton Horizons over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hamilton Horizons insured?

Yes. Hamilton Horizons is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hamilton Horizons: frequently asked questions

Is Hamilton Horizons a good credit union?

Hamilton Horizons earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.9%); Profitable (ROA 0.28%).

Is Hamilton Horizons NCUA-insured?

Yes. Hamilton Horizons is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hamilton Horizons?

Hamilton Horizons holds $19 million in total assets, ranking 122nd of 127 credit unions we track in New Jersey. It serves 2,630 members.

Does Hamilton Horizons have CFPB complaints?

No CFPB complaints against Hamilton Horizons appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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