Hmc (Nj)
Hmc (Nj) is a credit union based in Flemington, New Jersey, established in 1978, with $9 million in total assets serving 790 members. By Trust Grade it ranks 79th of 127 credit unions we track in New Jersey. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Hmc (Nj) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hmc (Nj) compares to New Jersey peers
How we graded Hmc (Nj)
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Profitable (ROA 0.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hmc (Nj) over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hmc (Nj) insured?
Yes. Hmc (Nj) is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hmc (Nj): frequently asked questions
Is Hmc (Nj) a good credit union?
Hmc (Nj) earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.20%).
Is Hmc (Nj) NCUA-insured?
Yes. Hmc (Nj) is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hmc (Nj)?
Hmc (Nj) holds $9 million in total assets, ranking 79th of 127 credit unions we track in New Jersey. It serves 790 members.
Does Hmc (Nj) have CFPB complaints?
No CFPB complaints against Hmc (Nj) appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
