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credit union

Union County Employees

Elizabeth, NJ · Est. 1961
A
Trust Grade
Excellent
Score: 96/100

Union County Employees is a credit union based in Elizabeth, New Jersey, established in 1961, with $7 million in total assets serving 1,001 members. By Trust Grade it ranks 30th of 127 credit unions we track in New Jersey. Its net worth ratio of 22.8% is stronger than 85% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Union County Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.8M
<$100M institution
Members
1,001
Shares & deposits
Net worth ratio
22.8%
Top 15% of <$100M peers · New Jersey median 13.9%
Return on assets
0.7%
Top 43% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#30
of 127 credit unions

How Union County Employees compares to New Jersey peers

Net worth ratio
Top 15% of <$100M peers
Union County
22.8%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Union County
0.7%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Union County Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (22.8% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union County Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Union County Employees insured?

Yes. Union County Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union County Employees: frequently asked questions

Is Union County Employees a good credit union?

Union County Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Profitable (ROA 0.73%).

Is Union County Employees NCUA-insured?

Yes. Union County Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Union County Employees?

Union County Employees holds $7 million in total assets, ranking 30th of 127 credit unions we track in New Jersey. It serves 1,001 members.

Does Union County Employees have CFPB complaints?

No CFPB complaints against Union County Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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