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credit union

Seaport

Elizabeth, NJ · Est. 1969
A
Trust Grade
Excellent
Score: 90/100

Seaport is a credit union based in Elizabeth, New Jersey, established in 1969, with $108 million in total assets serving 5,698 members. By Trust Grade it ranks 63rd of 127 credit unions we track in New Jersey. Its net worth ratio of 13.2% is stronger than 73% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against Seaport appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$108.3M
$100M–1B institution
Members
5,698
Shares & deposits
Net worth ratio
13.2%
Top 27% of $100M–1B peers · New Jersey median 13.9%
Return on assets
0.0%
Bottom 8% of $100M–1B peers · New Jersey median 0.26%
Rank in New Jersey
#63
of 127 credit unions

How Seaport compares to New Jersey peers

Net worth ratio
Top 27% of $100M–1B peers
Seaport
13.2%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Seaport
0.0%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Seaport

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Seaport over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Seaport insured?

Yes. Seaport is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Seaport: frequently asked questions

Is Seaport a good credit union?

Seaport earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.02%).

Is Seaport NCUA-insured?

Yes. Seaport is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Seaport?

Seaport holds $108 million in total assets, ranking 63rd of 127 credit unions we track in New Jersey. It serves 5,698 members.

Does Seaport have CFPB complaints?

No CFPB complaints against Seaport appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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