Mid-State
Mid-State is a credit union based in Carteret, New Jersey, established in 1950, with $24 million in total assets serving 1,139 members. By Trust Grade it ranks 44th of 127 credit unions we track in New Jersey. Its net worth ratio of 14.9% is stronger than 54% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Mid-State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mid-State compares to New Jersey peers
How we graded Mid-State
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Profitable (ROA 0.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mid-State over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mid-State insured?
Yes. Mid-State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mid-State: frequently asked questions
Is Mid-State a good credit union?
Mid-State earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.21%).
Is Mid-State NCUA-insured?
Yes. Mid-State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mid-State?
Mid-State holds $24 million in total assets, ranking 44th of 127 credit unions we track in New Jersey. It serves 1,139 members.
Does Mid-State have CFPB complaints?
No CFPB complaints against Mid-State appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
