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credit union

Bayonne School Employees

Bayonne, NJ · Est. 1938
B
Trust Grade
Strong
Score: 85/100

Bayonne School Employees is a credit union based in Bayonne, New Jersey, established in 1938, with $8 million in total assets serving 1,012 members. By Trust Grade it ranks 84th of 127 credit unions we track in New Jersey. Its net worth ratio of 8.4% trails most similarly sized credit unions (6th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Bayonne School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.6M
<$100M institution
Members
1,012
Shares & deposits
Net worth ratio
8.4%
Bottom 6% of <$100M peers · New Jersey median 13.9%
Return on assets
1.7%
Top 11% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#84
of 127 credit unions

How Bayonne School Employees compares to New Jersey peers

Net worth ratio
Bottom 6% of <$100M peers
Bayonne School
8.4%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of <$100M peers
Bayonne School
1.7%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Bayonne School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bayonne School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bayonne School Employees insured?

Yes. Bayonne School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bayonne School Employees: frequently asked questions

Is Bayonne School Employees a good credit union?

Bayonne School Employees earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.69%).

Is Bayonne School Employees NCUA-insured?

Yes. Bayonne School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bayonne School Employees?

Bayonne School Employees holds $8 million in total assets, ranking 84th of 127 credit unions we track in New Jersey. It serves 1,012 members.

Does Bayonne School Employees have CFPB complaints?

No CFPB complaints against Bayonne School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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