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credit union

Bellwether Community

Manchester, NH · Est. 1921
B
Trust Grade
Strong
Score: 83/100

Bellwether Community is a credit union based in Manchester, New Hampshire, established in 1921, with $670 million in total assets serving 24,377 members. By Trust Grade it ranks 9th of 12 credit unions we track in New Hampshire. Its net worth ratio of 9.4% trails most similarly sized credit unions (20th percentile), versus a New Hampshire median of 9.8%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Bellwether Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$670.2M
$100M–1B institution
Members
24,377
Shares & deposits
Net worth ratio
9.4%
Bottom 20% of $100M–1B peers · New Hampshire median 9.8%
Return on assets
0.2%
Bottom 19% of $100M–1B peers · New Hampshire median 0.93%
Rank in New Hampshire
#9
of 12 credit unions

How Bellwether Community compares to New Hampshire peers

Net worth ratio
Bottom 20% of $100M–1B peers
Bellwether Community
9.4%
New Hampshire median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
Bellwether Community
0.2%
New Hampshire median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Bellwether Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.4% capital ratio)
  • Profitable (ROA 0.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bellwether Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bellwether Community insured?

Yes. Bellwether Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bellwether Community: frequently asked questions

Is Bellwether Community a good credit union?

Bellwether Community earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.24%).

Is Bellwether Community NCUA-insured?

Yes. Bellwether Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bellwether Community?

Bellwether Community holds $670 million in total assets, ranking 9th of 12 credit unions we track in New Hampshire. It serves 24,377 members.

Does Bellwether Community have CFPB complaints?

No CFPB complaints against Bellwether Community appear in our data over the analysis window, which is typical for a credit union of this size.

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New Hampshire
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New Hampshire Postal
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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