Nebraska Rural Community
Nebraska Rural Community is a credit union based in Morrill, Nebraska, established in 2003, with $4 million in total assets serving 617 members. By Trust Grade it ranks 43rd of 50 credit unions we track in Nebraska. Its net worth ratio of 10.0% trails most similarly sized credit unions (18th percentile), versus a Nebraska median of 12.5%. It posted a loss over the most recent period (-0.29% return on assets), a point to watch. No consumer complaints against Nebraska Rural Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Nebraska Rural Community compares to Nebraska peers
How we graded Nebraska Rural Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Unprofitable over the period (ROA -0.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Nebraska Rural Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Nebraska Rural Community insured?
Yes. Nebraska Rural Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Nebraska Rural Community: frequently asked questions
Is Nebraska Rural Community a good credit union?
Nebraska Rural Community earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Unprofitable over the period (ROA -0.29%).
Is Nebraska Rural Community NCUA-insured?
Yes. Nebraska Rural Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Nebraska Rural Community?
Nebraska Rural Community holds $4 million in total assets, ranking 43rd of 50 credit unions we track in Nebraska. It serves 617 members.
Does Nebraska Rural Community have CFPB complaints?
No CFPB complaints against Nebraska Rural Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
