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credit union

West Side Baptist Church

Saint Louis, MO · Est. 1974
A
Trust Grade
Excellent
Score: 98/100

West Side Baptist Church is a credit union based in Saint Louis, Missouri, established in 1974, with $388 thousand in total assets serving 332 members. By Trust Grade it ranks 1st of 89 credit unions we track in Missouri. Its net worth ratio of 14.3% is stronger than 51% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 5.21% return on assets. No consumer complaints against West Side Baptist Church appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$388K
<$100M institution
Members
332
Shares & deposits
Net worth ratio
14.3%
Top 49% of <$100M peers · Missouri median 11.4%
Return on assets
5.2%
Top 1% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#1
of 89 credit unions

How West Side Baptist Church compares to Missouri peers

Net worth ratio
Top 49% of <$100M peers
West Side
14.3%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
West Side
5.2%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded West Side Baptist Church

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.3% capital ratio)
  • Strongly profitable (ROA 5.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Side Baptist Church over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at West Side Baptist Church insured?

Yes. West Side Baptist Church is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Side Baptist Church: frequently asked questions

Is West Side Baptist Church a good credit union?

West Side Baptist Church earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 5.21%).

Is West Side Baptist Church NCUA-insured?

Yes. West Side Baptist Church is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is West Side Baptist Church?

West Side Baptist Church holds $0 million in total assets, ranking 1st of 89 credit unions we track in Missouri. It serves 332 members.

Does West Side Baptist Church have CFPB complaints?

No CFPB complaints against West Side Baptist Church appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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