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credit union

United

Mexico, MO · Est. 1935
A
Trust Grade
Excellent
Score: 97/100

United is a credit union based in Mexico, Missouri, established in 1935, with $304 million in total assets serving 37,487 members. By Trust Grade it ranks 14th of 89 credit unions we track in Missouri. Its net worth ratio of 14.7% is stronger than 85% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$303.7M
$100M–1B institution
Members
37,487
Shares & deposits
Net worth ratio
14.7%
Top 15% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.9%
Top 34% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#14
of 89 credit unions

How United compares to Missouri peers

Net worth ratio
Top 15% of $100M–1B peers
United
14.7%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
United
0.9%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded United

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (14.7% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at United insured?

Yes. United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United: frequently asked questions

Is United a good credit union?

United earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.92%).

Is United NCUA-insured?

Yes. United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is United?

United holds $304 million in total assets, ranking 14th of 89 credit unions we track in Missouri. It serves 37,487 members.

Does United have CFPB complaints?

No CFPB complaints against United appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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