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credit union

Public Safety

Kansas City, MO · Est. 1934
A
Trust Grade
Excellent
Score: 96/100

Public Safety is a credit union based in Kansas City, Missouri, established in 1934, with $191 million in total assets serving 13,461 members. By Trust Grade it ranks 20th of 89 credit unions we track in Missouri. Its net worth ratio of 12.5% is stronger than 66% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Public Safety appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$190.6M
$100M–1B institution
Members
13,461
Shares & deposits
Net worth ratio
12.5%
Top 34% of $100M–1B peers · Missouri median 11.4%
Return on assets
0.8%
Top 41% of $100M–1B peers · Missouri median 0.65%
Rank in Missouri
#20
of 89 credit unions

How Public Safety compares to Missouri peers

Net worth ratio
Top 34% of $100M–1B peers
Public Safety
12.5%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
Public Safety
0.8%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Public Safety

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Public Safety over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Public Safety insured?

Yes. Public Safety is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Public Safety: frequently asked questions

Is Public Safety a good credit union?

Public Safety earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.83%).

Is Public Safety NCUA-insured?

Yes. Public Safety is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Public Safety?

Public Safety holds $191 million in total assets, ranking 20th of 89 credit unions we track in Missouri. It serves 13,461 members.

Does Public Safety have CFPB complaints?

No CFPB complaints against Public Safety appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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