credit union

J C Federal Employees

Q: Is J C Federal Employees a good credit union?

J C Federal Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (24.7% capital ratio); Profitable (ROA 0.08%).

Q: Is J C Federal Employees NCUA-insured?

Yes. J C Federal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is J C Federal Employees?

J C Federal Employees holds $3 million in total assets, ranking 47th of 89 credit unions we track in Missouri. It serves 590 members.

Q: Does J C Federal Employees have CFPB complaints?

No CFPB complaints against J C Federal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Jefferson City, MO · Est. 1950

Trust Grade

Excellent

Score: 91/100

J C Federal Employees is a credit union based in Jefferson City, Missouri, established in 1950, with $3 million in total assets serving 590 members. By Trust Grade it ranks 47th of 89 credit unions we track in Missouri. Its net worth ratio of 24.7% is stronger than 89% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against J C Federal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$2.7M

<$100M institution

Members

590

Shares & deposits

—

Net worth ratio

24.7%

Top 11% of <$100M peers · Missouri median 11.4%

Return on assets

0.1%

Bottom 25% of <$100M peers · Missouri median 0.65%

Rank in Missouri

#47

of 89 credit unions

How J C Federal Employees compares to Missouri peers

Net worth ratio

Top 11% of <$100M peers

J C

24.7%

Missouri median

11.4%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 25% of <$100M peers

J C

0.1%

Missouri median

0.7%

Higher ROA = more profitable relative to asset base

How we graded J C Federal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

91/100

Customer experience

n/a

Overall

A · 91

Strongly capitalized (24.7% capital ratio)
Profitable (ROA 0.08%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for J C Federal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at J C Federal Employees insured?

Yes. J C Federal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.