credit union

First Neshoba

Philadelphia, MS · Est. 1964
A
Trust Grade
Excellent
Score: 98/100

First Neshoba is a credit union based in Philadelphia, Mississippi, established in 1964, with $26 million in total assets serving 3,900 members. By Trust Grade it ranks 5th of 55 credit unions we track in Mississippi. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against First Neshoba appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.7M
<$100M institution
Members
3,900
Shares & deposits
—
Net worth ratio
12.3%
Bottom 35% of <$100M peers · Mississippi median 16.4%
Return on assets
1.0%
Top 31% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#5
of 55 credit unions

How First Neshoba compares to Mississippi peers

Net worth ratio
Bottom 35% of <$100M peers
First Neshoba
12.3%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
First Neshoba
1.0%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded First Neshoba

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.3% capital ratio)
  • Strongly profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Neshoba over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Neshoba insured?

Yes. First Neshoba is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Neshoba: frequently asked questions

Is First Neshoba a good credit union?

First Neshoba earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.00%).

Is First Neshoba NCUA-insured?

Yes. First Neshoba is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Neshoba?

First Neshoba holds $26 million in total assets, ranking 5th of 55 credit unions we track in Mississippi. It serves 3,900 members.

Does First Neshoba have CFPB complaints?

No CFPB complaints against First Neshoba appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Gulf Trust
credit union · Pascagoula, MS · $26M assets
Ecm
credit union · Ridgeland, MS · $29M assets
Mississippi Public Employees
credit union · Jackson, MS · $30M assets
Camp Shelby
credit union · Hattiesburg, MS · $30M assets
Meridian Mississippi Ang
credit union · Meridian, MS · $31M assets
One South
credit union · Natchez, MS · $17M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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