Leading Edge
Leading Edge is a credit union based in Worthington, Minnesota, established in 1986, with $146 million in total assets serving 12,087 members. By Trust Grade it ranks 77th of 81 credit unions we track in Minnesota. Its net worth ratio of 8.7% trails most similarly sized credit unions (10th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Leading Edge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Leading Edge compares to Minnesota peers
How we graded Leading Edge
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Leading Edge over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Leading Edge insured?
Yes. Leading Edge is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Leading Edge: frequently asked questions
Is Leading Edge a good credit union?
Leading Edge earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.15%).
Is Leading Edge NCUA-insured?
Yes. Leading Edge is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Leading Edge?
Leading Edge holds $146 million in total assets, ranking 77th of 81 credit unions we track in Minnesota. It serves 12,087 members.
Does Leading Edge have CFPB complaints?
No CFPB complaints against Leading Edge appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
