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Co-Op Credit Union Of Montevideo

Montevideo, MN · Est. 1940
A
Trust Grade
Excellent
Score: 98/100

Co-Op Credit Union Of Montevideo is a credit union based in Montevideo, Minnesota, established in 1940, with $424 million in total assets serving 17,910 members. By Trust Grade it ranks 16th of 81 credit unions we track in Minnesota. Its net worth ratio of 15.3% is stronger than 88% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against Co-Op Credit Union Of Montevideo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$423.8M
$100M–1B institution
Members
17,910
Shares & deposits
Net worth ratio
15.3%
Top 12% of $100M–1B peers · Minnesota median 12.2%
Return on assets
2.0%
Top 4% of $100M–1B peers · Minnesota median 0.86%
Rank in Minnesota
#16
of 81 credit unions

How Co-Op Credit Union Of Montevideo compares to Minnesota peers

Net worth ratio
Top 12% of $100M–1B peers
Co-Op Credit
15.3%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Co-Op Credit
2.0%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Co-Op Credit Union Of Montevideo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.3% capital ratio)
  • Strongly profitable (ROA 1.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Co-Op Credit Union Of Montevideo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Co-Op Credit Union Of Montevideo insured?

Yes. Co-Op Credit Union Of Montevideo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Co-Op Credit Union Of Montevideo: frequently asked questions

Is Co-Op Credit Union Of Montevideo a good credit union?

Co-Op Credit Union Of Montevideo earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 1.95%).

Is Co-Op Credit Union Of Montevideo NCUA-insured?

Yes. Co-Op Credit Union Of Montevideo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Co-Op Credit Union Of Montevideo?

Co-Op Credit Union Of Montevideo holds $424 million in total assets, ranking 16th of 81 credit unions we track in Minnesota. It serves 17,910 members.

Does Co-Op Credit Union Of Montevideo have CFPB complaints?

No CFPB complaints against Co-Op Credit Union Of Montevideo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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