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credit union

Minnesota Valley

Mankato, MN · Est. 1934
A
Trust Grade
Excellent
Score: 93/100

Minnesota Valley is a credit union based in Mankato, Minnesota, established in 1934, with $334 million in total assets serving 18,467 members. By Trust Grade it ranks 38th of 81 credit unions we track in Minnesota. Its net worth ratio of 11.0% trails most similarly sized credit unions (46th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Minnesota Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$333.9M
$100M–1B institution
Members
18,467
Shares & deposits
Net worth ratio
11.0%
Bottom 46% of $100M–1B peers · Minnesota median 12.2%
Return on assets
0.8%
Top 40% of $100M–1B peers · Minnesota median 0.86%
Rank in Minnesota
#38
of 81 credit unions

How Minnesota Valley compares to Minnesota peers

Net worth ratio
Bottom 46% of $100M–1B peers
Minnesota Valley
11.0%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
Minnesota Valley
0.8%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Minnesota Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (11.0% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Minnesota Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Minnesota Valley insured?

Yes. Minnesota Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Minnesota Valley: frequently asked questions

Is Minnesota Valley a good credit union?

Minnesota Valley earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Profitable (ROA 0.84%).

Is Minnesota Valley NCUA-insured?

Yes. Minnesota Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Minnesota Valley?

Minnesota Valley holds $334 million in total assets, ranking 38th of 81 credit unions we track in Minnesota. It serves 18,467 members.

Does Minnesota Valley have CFPB complaints?

No CFPB complaints against Minnesota Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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