Share Advantage
Share Advantage is a credit union based in Duluth, Minnesota, established in 1926, with $59 million in total assets serving 3,427 members. By Trust Grade it ranks 26th of 81 credit unions we track in Minnesota. Its net worth ratio of 13.0% trails most similarly sized credit unions (41th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Share Advantage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Share Advantage compares to Minnesota peers
How we graded Share Advantage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Share Advantage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Share Advantage insured?
Yes. Share Advantage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Share Advantage: frequently asked questions
Is Share Advantage a good credit union?
Share Advantage earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.86%).
Is Share Advantage NCUA-insured?
Yes. Share Advantage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Share Advantage?
Share Advantage holds $59 million in total assets, ranking 26th of 81 credit unions we track in Minnesota. It serves 3,427 members.
Does Share Advantage have CFPB complaints?
No CFPB complaints against Share Advantage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
