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credit union

Total Community

Taylor, MI · Est. 1960
A
Trust Grade
Excellent
Score: 98/100

Total Community is a credit union based in Taylor, Michigan, established in 1960, with $110 million in total assets serving 6,368 members. By Trust Grade it ranks 33rd of 170 credit unions we track in Michigan. Its net worth ratio of 15.0% is stronger than 87% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 2.13% return on assets. No consumer complaints against Total Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$109.8M
$100M–1B institution
Members
6,368
Shares & deposits
Net worth ratio
15.0%
Top 13% of $100M–1B peers · Michigan median 11.7%
Return on assets
2.1%
Top 3% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#33
of 170 credit unions

How Total Community compares to Michigan peers

Net worth ratio
Top 13% of $100M–1B peers
Total Community
15.0%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Total Community
2.1%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Total Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 2.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Total Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Total Community insured?

Yes. Total Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Total Community: frequently asked questions

Is Total Community a good credit union?

Total Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 2.13%).

Is Total Community NCUA-insured?

Yes. Total Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Total Community?

Total Community holds $110 million in total assets, ranking 33rd of 170 credit unions we track in Michigan. It serves 6,368 members.

Does Total Community have CFPB complaints?

No CFPB complaints against Total Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Compass
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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