Chief Financial
Chief Financial is a credit union based in Rochester Hills, Michigan, established in 1941, with $255 million in total assets serving 20,984 members. By Trust Grade it ranks 145th of 170 credit unions we track in Michigan. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Chief Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chief Financial compares to Michigan peers
How we graded Chief Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chief Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chief Financial insured?
Yes. Chief Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chief Financial: frequently asked questions
Is Chief Financial a good credit union?
Chief Financial earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.47%).
Is Chief Financial NCUA-insured?
Yes. Chief Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chief Financial?
Chief Financial holds $255 million in total assets, ranking 145th of 170 credit unions we track in Michigan. It serves 20,984 members.
Does Chief Financial have CFPB complaints?
No CFPB complaints against Chief Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
