Family Financial
Family Financial is a credit union based in Norton Shores, Michigan, established in 1959, with $169 million in total assets serving 16,646 members. By Trust Grade it ranks 108th of 170 credit unions we track in Michigan. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Family Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Family Financial compares to Michigan peers
How we graded Family Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Family Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Family Financial insured?
Yes. Family Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Family Financial: frequently asked questions
Is Family Financial a good credit union?
Family Financial earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.26%).
Is Family Financial NCUA-insured?
Yes. Family Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Family Financial?
Family Financial holds $169 million in total assets, ranking 108th of 170 credit unions we track in Michigan. It serves 16,646 members.
Does Family Financial have CFPB complaints?
No CFPB complaints against Family Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
