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credit union

Isabella Community

Mt Pleasant, MI · Est. 1958
A
Trust Grade
Excellent
Score: 90/100

Isabella Community is a credit union based in Mt Pleasant, Michigan, established in 1958, with $223 million in total assets serving 13,540 members. By Trust Grade it ranks 105th of 170 credit unions we track in Michigan. Its net worth ratio of 9.7% trails most similarly sized credit unions (27th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Isabella Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$222.6M
$100M–1B institution
Members
13,540
Shares & deposits
Net worth ratio
9.7%
Bottom 27% of $100M–1B peers · Michigan median 11.7%
Return on assets
1.1%
Top 22% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#105
of 170 credit unions

How Isabella Community compares to Michigan peers

Net worth ratio
Bottom 27% of $100M–1B peers
Isabella Community
9.7%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Isabella Community
1.1%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Isabella Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Isabella Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Isabella Community insured?

Yes. Isabella Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Isabella Community: frequently asked questions

Is Isabella Community a good credit union?

Isabella Community earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Strongly profitable (ROA 1.14%).

Is Isabella Community NCUA-insured?

Yes. Isabella Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Isabella Community?

Isabella Community holds $223 million in total assets, ranking 105th of 170 credit unions we track in Michigan. It serves 13,540 members.

Does Isabella Community have CFPB complaints?

No CFPB complaints against Isabella Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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