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credit union

Sunrise Family

Bay City, MI · Est. 1956
B
Trust Grade
Strong
Score: 83/100

Sunrise Family is a credit union based in Bay City, Michigan, established in 1956, with $133 million in total assets serving 11,117 members. By Trust Grade it ranks 155th of 170 credit unions we track in Michigan. Its net worth ratio of 9.2% trails most similarly sized credit unions (18th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Sunrise Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$132.9M
$100M–1B institution
Members
11,117
Shares & deposits
Net worth ratio
9.2%
Bottom 18% of $100M–1B peers · Michigan median 11.7%
Return on assets
0.4%
Bottom 27% of $100M–1B peers · Michigan median 0.79%
Rank in Michigan
#155
of 170 credit unions

How Sunrise Family compares to Michigan peers

Net worth ratio
Bottom 18% of $100M–1B peers
Sunrise Family
9.2%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Sunrise Family
0.4%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Sunrise Family

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.2% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sunrise Family over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sunrise Family insured?

Yes. Sunrise Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sunrise Family: frequently asked questions

Is Sunrise Family a good credit union?

Sunrise Family earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Profitable (ROA 0.37%).

Is Sunrise Family NCUA-insured?

Yes. Sunrise Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sunrise Family?

Sunrise Family holds $133 million in total assets, ranking 155th of 170 credit unions we track in Michigan. It serves 11,117 members.

Does Sunrise Family have CFPB complaints?

No CFPB complaints against Sunrise Family appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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