Northland Area
Northland Area is a credit union based in Alpena, Michigan, established in 1957, with $708 million in total assets serving 46,344 members. By Trust Grade it ranks 129th of 170 credit unions we track in Michigan. Its net worth ratio of 10.2% trails most similarly sized credit unions (33th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Northland Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northland Area compares to Michigan peers
How we graded Northland Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Profitable (ROA 0.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northland Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northland Area insured?
Yes. Northland Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northland Area: frequently asked questions
Is Northland Area a good credit union?
Northland Area earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.59%).
Is Northland Area NCUA-insured?
Yes. Northland Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northland Area?
Northland Area holds $708 million in total assets, ranking 129th of 170 credit unions we track in Michigan. It serves 46,344 members.
Does Northland Area have CFPB complaints?
No CFPB complaints against Northland Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
