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credit union

Cranberry

West Wareham, MA · Est. 1962
C
Trust Grade
Average
Score: 77/100

Cranberry is a credit union based in West Wareham, Massachusetts, established in 1962, with $63 million in total assets serving 3,447 members. By Trust Grade it ranks 117th of 122 credit unions we track in Massachusetts. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Cranberry appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.7M
<$100M institution
Members
3,447
Shares & deposits
Net worth ratio
8.2%
Bottom 5% of <$100M peers · Massachusetts median 12%
Return on assets
0.0%
Bottom 22% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#117
of 122 credit unions

How Cranberry compares to Massachusetts peers

Net worth ratio
Bottom 5% of <$100M peers
Cranberry
8.2%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of <$100M peers
Cranberry
0.0%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cranberry

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cranberry over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cranberry insured?

Yes. Cranberry is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cranberry: frequently asked questions

Is Cranberry a good credit union?

Cranberry earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.03%).

Is Cranberry NCUA-insured?

Yes. Cranberry is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cranberry?

Cranberry holds $63 million in total assets, ranking 117th of 122 credit unions we track in Massachusetts. It serves 3,447 members.

Does Cranberry have CFPB complaints?

No CFPB complaints against Cranberry appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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