Middlesex-Essex Postal Employees
Middlesex-Essex Postal Employees is a credit union based in North Reading, Massachusetts, established in 1969, with $5 million in total assets serving 620 members. By Trust Grade it ranks 15th of 122 credit unions we track in Massachusetts. Its net worth ratio of 35.2% is stronger than 97% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Middlesex-Essex Postal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Middlesex-Essex Postal Employees compares to Massachusetts peers
How we graded Middlesex-Essex Postal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (35.2% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Middlesex-Essex Postal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Middlesex-Essex Postal Employees insured?
Yes. Middlesex-Essex Postal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Middlesex-Essex Postal Employees: frequently asked questions
Is Middlesex-Essex Postal Employees a good credit union?
Middlesex-Essex Postal Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (35.2% capital ratio); Strongly profitable (ROA 1.31%).
Is Middlesex-Essex Postal Employees NCUA-insured?
Yes. Middlesex-Essex Postal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Middlesex-Essex Postal Employees?
Middlesex-Essex Postal Employees holds $5 million in total assets, ranking 15th of 122 credit unions we track in Massachusetts. It serves 620 members.
Does Middlesex-Essex Postal Employees have CFPB complaints?
No CFPB complaints against Middlesex-Essex Postal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
