Cambridge Municipal Employees
Cambridge Municipal Employees is a credit union based in Cambridge, Massachusetts, established in 1939, with $10 million in total assets serving 1,292 members. By Trust Grade it ranks 3rd of 122 credit unions we track in Massachusetts. Its net worth ratio of 24.0% is stronger than 88% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Cambridge Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cambridge Municipal Employees compares to Massachusetts peers
How we graded Cambridge Municipal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (24.0% capital ratio)
- Strongly profitable (ROA 1.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cambridge Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cambridge Municipal Employees insured?
Yes. Cambridge Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cambridge Municipal Employees: frequently asked questions
Is Cambridge Municipal Employees a good credit union?
Cambridge Municipal Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.0% capital ratio); Strongly profitable (ROA 1.84%).
Is Cambridge Municipal Employees NCUA-insured?
Yes. Cambridge Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cambridge Municipal Employees?
Cambridge Municipal Employees holds $10 million in total assets, ranking 3rd of 122 credit unions we track in Massachusetts. It serves 1,292 members.
Does Cambridge Municipal Employees have CFPB complaints?
No CFPB complaints against Cambridge Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
