credit union

Money One

Largo, MD · Est. 1951
A
Trust Grade
Excellent
Score: 93/100

Money One is a credit union based in Largo, Maryland, established in 1951, with $108 million in total assets serving 6,661 members. By Trust Grade it ranks 23rd of 61 credit unions we track in Maryland. Its net worth ratio of 11.4% is stronger than 53% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Money One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$107.5M
$100M–1B institution
Members
6,661
Shares & deposits
—
Net worth ratio
11.4%
Top 47% of $100M–1B peers · Maryland median 11.9%
Return on assets
0.6%
Bottom 44% of $100M–1B peers · Maryland median 0.49%
Rank in Maryland
#23
of 61 credit unions

How Money One compares to Maryland peers

Net worth ratio
Top 47% of $100M–1B peers
Money One
11.4%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Money One
0.6%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Money One

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Money One over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Money One insured?

Yes. Money One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Money One: frequently asked questions

Is Money One a good credit union?

Money One earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.61%).

Is Money One NCUA-insured?

Yes. Money One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Money One?

Money One holds $108 million in total assets, ranking 23rd of 61 credit unions we track in Maryland. It serves 6,661 members.

Does Money One have CFPB complaints?

No CFPB complaints against Money One appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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