Signal Financial
Signal Financial is a credit union based in Kensington, Maryland, established in 1947, with $369 million in total assets serving 18,277 members. By Trust Grade it ranks 56th of 61 credit unions we track in Maryland. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a Maryland median of 11.9%. It posted a loss over the most recent period (-0.12% return on assets), a point to watch. No consumer complaints against Signal Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Signal Financial compares to Maryland peers
How we graded Signal Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Unprofitable over the period (ROA -0.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Signal Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Signal Financial insured?
Yes. Signal Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Signal Financial: frequently asked questions
Is Signal Financial a good credit union?
Signal Financial earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Unprofitable over the period (ROA -0.12%).
Is Signal Financial NCUA-insured?
Yes. Signal Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Signal Financial?
Signal Financial holds $369 million in total assets, ranking 56th of 61 credit unions we track in Maryland. It serves 18,277 members.
Does Signal Financial have CFPB complaints?
No CFPB complaints against Signal Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
