Seaboard
Seaboard is a credit union based in Bucksport, Maine, established in 1940, with $243 million in total assets serving 13,367 members. By Trust Grade it ranks 43rd of 48 credit unions we track in Maine. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Seaboard appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Seaboard compares to Maine peers
How we graded Seaboard
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Seaboard over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Seaboard insured?
Yes. Seaboard is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Seaboard: frequently asked questions
Is Seaboard a good credit union?
Seaboard earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.54%).
Is Seaboard NCUA-insured?
Yes. Seaboard is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Seaboard?
Seaboard holds $243 million in total assets, ranking 43rd of 48 credit unions we track in Maine. It serves 13,367 members.
Does Seaboard have CFPB complaints?
No CFPB complaints against Seaboard appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
