Bayou Community
Bayou Community is a credit union based in Saint Gabriel, Louisiana, established in 1957, with $17 million in total assets serving 1,568 members. By Trust Grade it ranks 83rd of 136 credit unions we track in Louisiana. Its net worth ratio of 10.0% trails most similarly sized credit unions (17th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Bayou Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bayou Community compares to Louisiana peers
How we graded Bayou Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bayou Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bayou Community insured?
Yes. Bayou Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bayou Community: frequently asked questions
Is Bayou Community a good credit union?
Bayou Community earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Strongly profitable (ROA 1.36%).
Is Bayou Community NCUA-insured?
Yes. Bayou Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bayou Community?
Bayou Community holds $17 million in total assets, ranking 83rd of 136 credit unions we track in Louisiana. It serves 1,568 members.
Does Bayou Community have CFPB complaints?
No CFPB complaints against Bayou Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
